Residential Realities: Housing Options in Montenegro

Montenegro, a gem nestled in the heart of the Balkans, is increasingly becoming a popular destination for those seeking a unique blend of natural beauty, rich history, and affordable living. This article delves into the various housing options available in this charming country, providing a comprehensive guide for anyone considering making Montenegro their home.

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Foto: Luka Zeković
Foto: Luka Zeković

Before exploring the housing options, it's important to understand why Montenegro is attracting global attention. Its appeal lies in its stunning landscapes, from the pristine beaches of the Adriatic Sea to the rugged mountains of the Durmitor National Park. The country's rich cultural heritage, reflected in its medieval towns and monasteries, adds to its allure.

Moreover, Montenegro's strategic location in Europe, its economy, and its favorable tax regime make it an attractive destination for investors and expatriates. The country's public commitment to sustainable development and its potential EU membership further enhance its appeal.

Overview of Housing Options in Montenegro

Montenegro offers a wide range of housing options to cater to different tastes, preferences, and budgets. From modern apartments in bustling cities to traditional stone houses in quaint villages, the choices are diverse.

It's also worth noting that the country's real estate market is open to foreign buyers, making it easier for non-residents to purchase property. The process is straightforward and transparent, but be aware and ask for all necessary papers before deciding.

Građevinari, građevina, radnici
foto: Boris Pejović


Apartments are the most common type of housing in Montenegro's urban areas. They range from compact studio apartments to spacious multi-bedroom units. Most apartments are located in multi-story buildings, with amenities such as parking spaces, security systems, and sometimes, communal gyms or pools.

Prices vary depending on the location, size, and condition of the apartment. Apartments in prime locations, such as the capital city of Podgorica or the coastal town of Budva, tend to be more expensive than those in less popular areas. On average, price per sq/m in Podgorica is 1.700€, while in Budva and other seaside cities, the prices are as high as 2300-3500€.


For those who prefer more space and privacy, houses are a great option. Houses in Montenegro come in various styles, from traditional stone houses to modern villas. They typically come with a garden or a yard, and sometimes, a swimming pool.

Again, prices vary widely. Houses in popular tourist destinations or near the sea are generally more expensive. However, there are also plenty of affordable options in the country's interior regions.


Another option is to buy land and build your own house. This allows you to design your home according to your preferences. However, it's important to note that this option involves more time and effort, as you'll need to navigate the construction process and comply with local building regulations.

Land prices depend on factors such as location, size, and whether the land is already equipped with utilities. As with apartments and houses, land in prime locations tends to be more expensive.

Choosing the Right Housing Option

When choosing a housing option in Montenegro, there are several factors to consider. Your budget is a key factor, but it's also important to consider your lifestyle and preferences. For instance, if you value convenience and proximity to amenities, an apartment in a city might be the best choice. On the other hand, if you prefer a quiet, rural setting, a house in a village might be more suitable.

zgrada, ključ, stanovi
foto: Shutterstock

It's also crucial to do your research and seek professional advice. Engaging a reputable real estate agent can be very helpful, as they can provide valuable insights into the local market and assist with the buying process.

Whether you're looking for a modern apartment in a bustling city, a traditional house in a peaceful village, or a plot of land to build your dream home, you're likely to find what you're looking for.

By understanding the housing options available and considering your personal preferences and budget, you can make an informed decision and find the perfect home in Montenegro.

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